Choosing a health plan can be a very complicated process. “Am I paying too much?” “Do I have enough coverage?” “Am I in a good network?” Fred Stoor is there to help you every step of the way!”
© 2015 Fred Stoor Inc.  All Rights Reserved.   Privacy Policy
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Medicare Advantage Plans

Help pay for hospital costs, doctor's visits, and other medical services May also include built-in Medicare prescription drug coverage (Part D) often at no additional premium Have an out-of-pocket maximum that helps limit health care expenses Typically provide additional benefits, like health and wellness benefits, that Original Medicare doesn't cover Have plan premiums not based on age or health • Combine all benefits and services in one plan Come in several different forms: o Health Maintenance Organizations (HMOs) o Preferred Provider Organizations (PPOs) o Point of Service (POS) o Private Fee-For-Service (PFFS) A specific type of Medicare Advantage Plan is a Special Needs Plan

Medicare Part D Plans

Medicare Part D Plans help cover the cost of the member's prescription drugs. Here are some of the main features of a Part D plan: •Provide help with the cost of prescription medications Are only offered through private insurance companies Are usually offered two ways: o As a standalone plan to add coverage to Original Medicare Parts A and B and to complement a Medicare Supplement plan o As part of a Medicare Advantage (Part C) Plan Have a specific list of approved drugs they cover (called a formulary or drug list)

Medicare Supplement Plans

A Medicare Supplement plan provides additional coverage beyond Original Medicare. Here are the main features these plans offer: Help reduce or eliminate money paid out of pocket for care received (deductibles, co-payments and coinsurance) Standardized plans that are identified by letters – A through N (Massachusetts, Minnesota and Wisconsin have their own standardized plans) Are only offered through private insurance companies

Contact Fred Stoor for more information

Need more information on Medicare supplements and Advantage Plans?  Contact Fred Stoor and he can help guide you!

Medicare Supplements & Advantage Plans

Fred Stoor Inc .com
Choosing a health plan can be a very complicated process. “Am I paying too much?” “Do I have enough coverage?” “Am I in a good network?” Fred Stoor is there to help you every step of the way!”
© 2015 Fred Stoor Inc.  All Rights Reserved.   Privacy Policy
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Medicare Advantage

Plans

Help pay for hospital costs, doctor's visits, and other medical services May also include built-in Medicare prescription drug coverage (Part D) often at no additional premium Have an out-of-pocket maximum that helps limit health care expenses Typically provide additional benefits, like health and wellness benefits, that Original Medicare doesn't cover Have plan premiums not based on age or health • Combine all benefits and services in one plan Come in several different forms: o Health Maintenance Organizations (HMOs) o Preferred Provider Organizations (PPOs) o Point of Service (POS) o Private Fee-For-Service (PFFS) A specific type of Medicare Advantage Plan is a Special Needs Plan

Medicare Part D Plans

Medicare Part D Plans help cover the cost of the member's prescription drugs. Here are some of the main features of a Part D plan: •Provide help with the cost of prescription medications Are only offered through private insurance companies Are usually offered two ways: o As a standalone plan to add coverage to Original Medicare Parts A and B and to complement a Medicare Supplement plan o As part of a Medicare Advantage (Part C) Plan Have a specific list of approved drugs they cover (called a formulary or drug list)

Medicare Supplement

Plans

A Medicare Supplement plan provides additional coverage beyond Original Medicare. Here are the main features these plans offer: Help reduce or eliminate money paid out of pocket for care received (deductibles, co-payments and coinsurance) Standardized plans that are identified by letters – A through N (Massachusetts, Minnesota and Wisconsin have their own standardized plans) Are only offered through private insurance companies

Contact Fred Stoor for

more information

Need more information on Medicare supplements and Advantage Plans?  Contact Fred Stoor and he can help guide you!

Medicare Supplements & Advantage Plans

Fred Stoor Inc .com